Kaiser Medicare Advantage Plans 2021
Original Medicare will cover a number of medical expenses for seniors, but not all healthcare costs. It leaves some for seniors to pay for out of pocket, which is why many people turn to Medicare Advantage plans to help pick up the slack and fill in the gaps. Not everyone can afford to pay for leftover expenses out of pocket that the Original Medicare plan leaves for them. Kaiser Medicare Advantage plans for 2021 are definitely worth a look for any senior hoping to get better coverage than what the basic Medicare plan provides.
Why Consider Kaiser?
You may not be familiar with Kaiser Permanente, but they are a major medical insurance company with a network that extends all the way across the United States. That is important if you are enrolling in a Medicare Advantage plan, since Medicare Advantage plans are limited by the network a provider is on.

Kaiser offers both HMO and PPO plans in most areas of the country. The HMO ones will cover you fully on the network, but only on the network. PPO plans cost a little bit more per month but cover you fully on the network and then partially outside of the network. Based on where you live, where the nearest network facility is, and what you can afford, you will have to decide on which of these plan types you will go with. There may be other options as well that depend on where you live and what kind of eligibility you have.
Kaiser Permanente offers a fitness program to its members known as SilverFit. It also gives members discounts on fitness gear and fitness center membership. As a Kaiser subscriber, you can also benefit from discounts on acupuncture, chiropractor care, massages and more. These discounts can be up to 25%. If you are looking to lose weight, get fit or eat healthier, then Kaiser also offers free coaching programs that can assist you. They are very interested in their members staying as healthy as possible, and they offer all sorts of ways to ensure that happens.
Another way that Kaiser stands out and merits the consideration of seniors is through its low rates. You can check and see what those rates are here on our site. We offer you a free and quick method of sourcing quotes that you can use time and again to stay on top of current pricing trends. You can see how Kaiser compares to the competition, checking out a list of quotes for different Medicare Advantage plans.
2021 MEDICARE ADVANTAGE

The Medical Benefits of Medicare Advantage
We mentioned that Medicare Advantage can take care of some of the medical expenses that Original Medicare does not, and it does that by covering you for most all of Original Medicare and then for any emergency medical care and urgent care that you might need. That’s a lot of coverage right there that can include ER services, ambulance care, medical tests, some medications and much more. The coverage you get will depend on what your situation is and what is considered medically necessary at that moment.
If you enroll in one of the Kaiser Medicare Advantage plans for 2021, though, then you can get additional coverage too. Kaiser sells Medicare Advantage Part D plans, which cover you for everything we told you about already and then add on coverage for a powerful prescription drug plan. You would be covered for all sorts of generic and name brand drugs, leaving you little to pay out of pocket for your prescription medications.
You can also pick Advantage plans that will cover you for additional expenses related to checkups. This would take care of the cost of routine visits to the general practitioner, optometrist, dentist or hearing specialist for a couple visits a year, in most cases. Basic services like dental cleaning, x-rays, medical tests and other services can be covered, as can the cost of eyeglasses and hearing aids.
Check the Kaiser plans for your local area through our website to see what kind of coverage is available to you. The coverage can vary slightly from one location to another, so please be aware of that.

2021 MEDICARE ADVANTAGE

Enrolling in a Medicare Advantage Plan
To apply for a Medicare Advantage plan, you will need to be 65 or older, in most cases. You can apply around your 65th birthday, and you have until three months after that birthday month to sign up. If you missed out on enrolling then for whatever reason, then you can apply at any year afterwards, from October 15th until December 7th.
It’s definitely better if you apply at the earlier date, around your 65th birthday, because you are guaranteed to be approved for any plan you apply for, and you get better rates as well.

In order to qualify for Medicare Advantage coverage, you will need an active Original Medicare plan. You also need to not have any conflicting coverage, which can come from Medicare Supplements or any kind of healthcare insurance plan provided by your union, trust or employer (or former employer). Conflicting coverage means that two healthcare insurance plans offer some of the same coverage, and you would have to drop one of them.
If you have questions about Medicare Advantage and whether it might be right for you or not, then please give us a call. You can feel free to use our site as much as you need to find out the rates for Medicare Advantage plans from providers like Kaiser and others.
Kaiser Medicare Advantage plans for 2021 are going to be available for enrollment for you if you turn 65 this year. You can also enroll in 2021 plans starting on October 15th. If you are eligible, you should definitely be looking ahead at whether one of these Medicare Advantage plans might be right for you. You could save a lot of money on your healthcare with the right insurance plan, as many seniors do every year.